The Summary Plan Description
Summary Plan Description
This booklet is called a Summary Plan Description (SPD) and is intended to provide a brief description of the Conduit 401(k) Plan. Complete details of the Conduit 401(k) Plan are contained in the Conduit 401(k) Plan Document.
View Summary Plan Description
Plan Document
This document contains information about the establishment of the Conduit 401(k) Plan, as well as its governing rules and procedures.
View Plan Document
Enrollment Form
The enrollment form to use to enroll in the Conduit 401(k) plan and to select investments.
Submit Enrollment Form
Conduit 401(k) Plan Benefits
The Fund Office will administer the IBEW-NECA Conduit 401(k) Plan effective 03/01/2023.
401(k) functions handled by John Hancock; please visit John Hancock for more information.
401(k) forms can be returned to the Fund Office.
Conduit 401(k) Plan Documents & Forms
Conduit 401(k) Plan Documents
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401(k): PD-2021 Edition
The information in this Plan Document explains the Fund’s rules and procedures for the Conduit 401(k) Plan.
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401(k): SPD-2021 Edition
This Summary Plan Description (SPD) booklet provides a summary of the Conduit 401(k)Plan’s features; complete details are contained in the Plan document.
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401(k): Trust Agreement
The Agreement and Declaration of Trust between the Union and the Association to create the Conduit 401(k) Fund and Plan.
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401(k): PD Amendment 1
This amendment to the Conduit 401(k) Plan Document deals with the time of commencement of benefit payments and minimum distribution requirements.
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401(k): Trust Agreement Amendment 1
This amendment to the 401(k) Trust Agreement deals with investments of trust assets.
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Hardship Withdrawal Guidelines
This form outlines the basic requirements and the required documentation for eligible reasons for a hardship withdrawal from your 401(k).
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Special Tax Notice Regarding Plan Payments
This notice describes the rollover rules that apply to payments from the Plan.
Conduit 401(k) Plan Forms
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Age 59.5 Distribution Form
The form to use to request withdrawal from the Conduit 401(k) Plan for Participants age 59 1/2.
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Distribution Form
The form to use to specify a distribution election for distribution from the Conduit 401(k) Plan to another plan or for payment to the Participant.
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Enrollment Form
The enrollment form to use to enroll in the Conduit 401(k) plan and to select investments.
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Hardship Form
The form to use to request a hardship withdrawal from the Conduit 401(k) Plan.
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Minimum Distribution Form
This form is used to select payment options for minimum distributions from the 401(k) Plan that are required under federal law for participants who are 5% owners and terminated participants who have attained the age of 73.
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Rollover Into Plan Form
The form to use to complete to roll over amounts from an eligible retirement plan to the Conduit 401(k) Plan.
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Tax Withholding Election Form
The form to use to indicate if you are subject to backup withholding because you failed to report all interest and dividends on your tax return.